What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Short-Term Disability Plan Rules:

• Eligibility: Eligible employees as described on the Eligibility page of the employee benefits guide

• Coverage through Mutual of Omaha

• Annual Open Enrollments with no health questions every year

• Pre-existing condition limitation will apply to new enrollees​

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What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Long-Term Disability Plan Rules:

• Eligibility: Eligible employees as described on the Eligibility page of the employee benefits guide

• Coverage through Mutual of Omaha

• Annual Open Enrollments with no health questions every year

• Pre-existing condition limitation will apply to new enrollees