DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Short-Term Disability Plan Rules:

  • Eligibility: Employees, as described on page 2 of the Benefits Guide

  • Coverage through MetLife

  • Employee must be actively at work on the effective date

  • For 2022, Employee must exhaust sick leave prior to receiving a benefit

  • New for 2023 Plan Year - Employees can start/stop sick leave. Decision must be made at the beginning of leave

  • Annual Open Enrollments with no health questions

  • Pre-existing condition limitation will apply to new enrollees

What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Long-Term Disability Plan Rules:

  • Eligibility: Employees, as described on page 2 of the Benefits Guide

  • Coverage through MetLife

  • Employee must be actively at work on the effective date

  • Employee must exhaust sick leave prior to receiving a benefit

  • New for 2023 Plan Year - Employees can start/stop sick leave. Decision must be made at the beginning of leave

  • Annual Open Enrollments with no health questions;

  • Pre-existing condition limitation will apply to new enrollees

Contact Campus Benefits for help with filing a claim.

1 (866) 433-7661 option 5

Email: MyBenefits@campusbenefits.com

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To file a Disability Claim, please call Campus Benefits at

866-433-7661 Option 5.