BRYAN COUNTY
SCHOOLS
DISABILITY
What is Short-Term Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Short-Term Disability Plan Rules:
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Eligibility: Eligible employees, as described on page 1
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Coverage through MetLife
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Employee must be actively at work on the effective date
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Must exhaust all sick leave prior to using benefit. Disability benefits do not pay in-addition to sick leave
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Annual Open Enrollments with no health questions
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Pre-existing condition limitation will apply to new enrollees
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Paid Parental Leave must be used in conjunction with FMLA
What is Long-Term Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Long-Term Disability Plan Rules:
-
Eligibility: Eligible employees, as described on page 1
-
Coverage through MetLife
-
Employee must be actively at work on the effective date
-
Must exhaust all sick leave prior to using benefit. Disability benefits do not pay in-addition to sick leave
-
Annual Open Enrollments with no health questions;
-
Pre-existing condition limitation will apply to new enrollees
Contact Campus Benefits for help with filing a claim.
1 (866) 433-7661 option 5